¿Cómo puede Impactar en tu préstamo hipotecario la relación de tus deudas con tu Ingreso or DTI? La relación deudas / ingreso es un cálculo del porcentaje de los pagos mensuales de tus deudas, en comparación con tu ingreso mensual bruto (antes de impuestos). Los pagos mensuales de deudas incluyen pagos [...]
8 Formas de Hacer de tu Casa una Casa Inteligente Casi todo en tu casa, incluidos los aires acondicionados, termostatos, luces y puertas de garaje, se pueden conectar a Internet y controlar de forma remota con un dispositivo móvil o un altavoz inteligente. Pero configurar una llamada casa inteligente puede ser [...]
8 Ways to Make Your Home a Smart Home Nearly everything in your home — including air-conditioners, thermostats, lights and garage doors — can be connected to the internet and be remotely controlled with a mobile device or smart speaker. But setting up a so-called smart home can be mind-boggling: There is a plethora [...]
What Does DTI Ratio Mean for your Mortgage? Debt to income ratio is a calculation of the percentage of your monthly debt payments, compared with your gross (pretax) monthly income. Monthly debt payments include mortgage payments, car payments, and any other minimum loan or card payments. Living expenses like gas, groceries, and utilities are [...]
Buying a home can be challenging for a first-timer. After all, there are so many steps, tasks, and requirements, and you may be anxious about making an expensive mistake. But first-time homebuyers actually enjoy some special advantages created to encourage new entrants into the real estate market. To demystify the process so you get [...]
When the Federal Housing Finance Agency announced last month that servicers who collect payments on mortgages backed by Fannie Mae and Freddie Mac will only be required to cover four months of missed payments on loans in forbearance, the big question was what happens when that four-month period is over. That’s because neither the [...]
